Built for the Dealership Business
Running a dealership comes with unique risks that standard business policies don't cover. We specialize in customized insurance programs for auto, RV, powersport, and marine dealers — so every corner of your operation is protected.
We Specialize In
Auto Dealerships
New and used car dealers of all sizes.
RV Dealerships
Class A, B, and C motorhomes and travel trailers.
Powersport Dealerships
Motorcycles, ATVs, UTVs, and dirt bikes.
Marine Dealerships
Boats, jet skis, and watercraft of all types.
Every Coverage Your Dealership Needs
Garage Liability
Protects your dealership from third-party bodily injury and property damage claims arising from your operations, including test drives and service work.
Open Lot Coverage
Covers your vehicle inventory on the lot against damage from hail, wind, flood, fire, theft, and other covered perils.
Garagekeepers Liability
Covers customer vehicles in your care, custody, or control — whether for service, storage, or repair.
General Liability
Broad protection for your dealership against slip-and-fall claims, advertising injury, and other general liability exposures.
Property Insurance
Covers your dealership building, showroom, service bays, equipment, and business personal property against damage or loss.
Workers' Compensation
Required in most states — covers medical expenses and lost wages for employees injured on the job, from the lot to the service floor.
Errors & Omissions (E&O)
Protects your dealership from claims arising out of mistakes in financing, titling, or the sale process.
Commercial Auto
Covers dealer-plated vehicles, loaner cars, shuttle vehicles, and any autos used in your dealership operations.
Specialists Who Know the Dealer Business
We've worked with dealerships across every segment — from single-point used car lots to multi-line franchise dealers. Our advisors understand the exposures unique to your business and build programs that actually fit.
- Customized programs for your dealership type
- Competitive rates from A-rated carriers
- Annual reviews as your inventory grows
- Dedicated claims support when you need it
- Coverage for all 50 states
Get a Dealership Quote
Tell us about your dealership and we'll build a coverage package tailored to your operation — no generic policies, no gaps.